Share A (Savings)

    
        Amount
        APY*
      
        $0.00 to $99.99
        0.00%
      
        $100.00 & Over
        0.60%

There is a monthly $2,500.00 maximum deposit between savings and club account deposits.

Gotcha and Escrow Accounts

    
        Amount
        APY*
      
        $0.00 & Over
        0.05%

Share H&V (Christmas Club and Vacation Clubs)

    
        Amount
        APY*
      
        $0.00 & Over
        0.10%

Share Certificate Rates

    
        Term
        APY*
      
        NEW MONEY - 7 Month Min. $5,000.00
        3.55%
      
        OLD MONEY - 12 Month Min. $1,000.00
        2.00%
      
        OLD MONEY - 12 Month Min. $5,000.00
        3.25%

SHARE CERTIFICATE TERMS AND DISCLOSURES:

The interest will compound monthly
The interest earned will be credited to the certificate at maturity
Rollover is now accepted on all certificates.
Minimum deposit is $5,000.00. Additional deposits are not allowed
Annual Percentage Yield (APY) is accurate as of October 29, 2024, and is subject to change at any time. Fees may reduce earnings

EARLY WITHDRAWAL PENALTIES FOR SHARE CERTIFICATES OF DEPOSITS:

After the share certificate is open, you may not make deposits or withdrawals from the account till maturity. If you withdraw before the maturity date, the following penalty will be imposed:12 month Share Certificate – 90 days Div.

In certain circumstances, such as the death or incompetence of an account owner, the law permits, or in some cases requires, the waiver of the early withdrawal penalty.

Share I (IRA) - Including Roth IRA

No longer accepting new IRAs.

    
        Amount
        APY*
      
        $0.00 & Over
        0.50%

No IRA Rollovers

Share X (Share Draft or Checking)

    
        Amount
        APY*
      
        $0.00 to $999.99
        0.00%
      
        $1,000.00 & Over
        0.05%

Dividends

Dividends are posted on the last day of the quarter for the prior three months.
*APY (Annual Percentage Yield)

Account Rates