Share A (Savings)
| Amount | APY* |
|---|---|
| $0.00 to $99.99 | 0.00% |
| $100.00 & Over | 0.60% |
There is a monthly $2,500.00 maximum deposit between savings and club account deposits.
Gotcha and Escrow Accounts
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.05% |
Share H&V (Christmas Club and Vacation Clubs)
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.10% |
Share Certificate Rates
| Term | APY* |
|---|---|
| NEW MONEY - 7 Month Min. $5,000.00 | 3.55% |
| NEW MONEY - 12 Month Min. $1,000.00 | 2.00% |
| OLD MONEY - 12 Month Min. $5,000.00 | 3.25% |
SHARE CERTIFICATE TERMS AND DISCLOSURES:
The interest will compound monthly
The interest earned will be credited to the certificate at maturity
Share Certificates will renew at the current rate unless notified.
Minimum deposit is determined by term. Additional deposits are not allowed on opened share certificates.
Annual Percentage Yield (APY) is accurate on the website and is subject to change at any time. Fees may reduce earnings.
EARLY WITHDRAWAL PENALTIES FOR SHARE CERTIFICATES OF DEPOSITS:
After the share certificate is open, you may not make deposits or withdrawals from the account till maturity. If you withdraw before the maturity date, the following penalty will be imposed:12 month Share Certificate – 90 days Div.
In certain circumstances, such as the death or incompetence of an account owner, the law permits, or in some cases requires, the waiver of the early withdrawal penalty.
Share I (IRA) - Including Roth IRA
No longer accepting new IRAs.
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.50% |
No IRA Rollovers
Share X (Share Draft or Checking)
| Amount | APY* |
|---|---|
| $0.00 to $999.99 | 0.00% |
| $1,000.00 & Over | 0.05% |
Dividends
Dividends are posted on the last day of the quarter for the prior three months.
*APY (Annual Percentage Yield)