Debt Protection

You can choose from a selection of voluntary loan protection products designed to protect yourself and your family. Each of these products can provide peace of mind if the unexpected strikes.

  • Loss of Life - Cancels your loan balances up to $100,000 should you die before paying off your loan. Protect your family from inheriting your debt by purchasing Loss of Life Protection.

  • Disability - Cancels your monthly loan payments up to the agreement maximum if you are unable to work due to illness or injury. Consider adding Disability Protection to your loans.

  • Involuntary Unemployment - Cancels your monthly loan payment up to the agreement maximum, should you become involuntarily unemployed. Consider how Involuntary Unemployment Protection could protect you during a layoff.  

GAP Insurance

If your vehicle were stolen or damaged beyond repair, you would be liable to pay the difference between your insurance settlement (the value of the vehicle) and your outstanding loan balance. For a very small cost, GAP Insurance will cover that difference. GAP insurance is only available on auto loans.

Credit Reporting

IMPORTANT INFORMATION ABOUT CREDIT REPORTING:

  • We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected on your credit report

  • Currently we use Equifax & TransUnion

Credit Bureaus